This verse can be boiled down to this…if we obey God, we’ll be blessed…but if we disobey Him, we’ll be cursed.  Ultimately, it’s our choice how we will live here on earth.   Our  life’s journey can include a relationship with the Lord or not…it can be full of joy, peace, and blessings, or not.  It’s our choice.  But if you talk to someone who’s been a Believer for a while, they will tell you that the benefits of having a relationship with Jesus Christ far outweighs anything the world could ever offer them.